So I have reseached and am looking at buildling vs buying. My problem is after I buy the bike ($800 seems to be what a good bike costs), I will have about $2000 in it. The Pedego Avenue, while it has lots of negatives (Hub motor the biggest), it is about the same price and comes with a 5 year warranty. If I buy their lock ($150), they will give me a "no steal" 5 year warranty (If it gets stolen they will replace it). So I am struggling because I can't seem to find a decent bike that will fit me (5'5"). I rode the Avenue today and it went up a pretty big hill with hardly any effort. Please someone talk me out of this. Thanks.